Welcome to Lumispectra Education. By accessing our website or enrolling in our programs, you agree to comply with and be bound by the following Terms & Conditions.

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1. Course Enrollment

• Admission is subject to eligibility criteria and available seats.

• All course fees must be paid as per the payment schedule.

• Recorded sessions and study materials are for registered students only.

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2. Intellectual Property

• All course content, visuals, and materials are the intellectual property of Lumispectra Education.

• You may not distribute, reproduce, or share content without written permission.

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3. Refund & Cancellation Policy

• Refunds are subject to our specific refund policy outlined at the time of enrollment.

• No refunds are issued after accessing more than 2 sessions or course modules.

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4. Code of Conduct

• Students are expected to maintain respectful behavior in classes, whether online or offline.

• Disruptive behavior may result in suspension or termination without a refund.

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5. Limitation of Liability

• Lumispectra is not liable for technical failures, exam outcomes, or third-party services.

• We do not guarantee admissions or visa approvals based on test scores.

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6. Website Use

• Unauthorized use of the website or content (e.g., hacking, data mining) is strictly prohibited.

• We reserve the right to block users violating our terms.

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7. Modifications

• We may update these Terms at any time. It is your responsibility to check for updates.

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8. Governing Law

These terms are governed by the laws of Delhi, India, and any disputes will be handled in the courts of that jurisdiction.

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